Parents
Siblings
Grandparents
Spouse
Children
Uncle/aunt/cousins
Combination of 1-6
Other combination
Other or no preference
Preference for fee and speed
Preference for ease of pick up
Preference for reliability
Preference for faster delivery
Preference for lower fees
Altruistic motives
Recipient expectations
Recipient need
Repayment motives
Insurance motives
Herd behavior
Return motives
Other